I prefer to cover my bases and handle my disclaimers when I have the chance; just in case something happens. By what could happen? A whole load of trouble I got into once while administrating for a forum board.
As for the economical state in Lethia, The entire region was sent floating in mid-air. Engulfed in a never ending storm until the tornament started again. Between the tournaments initiation and the time Lethia Vanished, Heroes Loft couldn't get any supplies, no food, no fresh water, nothing. The value of money has dropped harshly since the Region was cut off from the world to where they could probably start using bottle caps as currency.
Well, lets continue on and get our characters their much needed rest... before the (SPOILERS).